About us
Mortgage brokers act as intermediaries between borrowers and lenders, helping clients find the best mortgage options based on their financial situation.
Brokers can assist in determining your borrowing capacity by evaluating your income, credit score, debt-to-income ratio, and other financial factors.
Typically, you'll need to provide proof of income, tax returns, bank statements, and information about any debts or assets.
While challenging, it is possible to obtain a mortgage with bad credit, often through FHA loans or other programs tailored for lower credit scores.
The timeline can vary, but it typically takes about 30-45 days from application to funding, depending on various factors like paperwork and inspections.
Consider the interest rate, lender fees, and the overall cost of the loan, as well as whether the rate is fixed or adjustable.
