Thillaivarany Sivathason

Agent License#: M21002749
Phone: 416-875-0553


Thank you for considering my mortgage planning services. For most people, their mortgage represents their largest and lowest-cost debt obligation, and their home is generally their most significant asset. That’s why a mortgage plan is so important. The right mortgage plan can protect you from a financial downturn, save you thousands of dollars, and help build your wealth over time.

With access to a vast network of over 60 lending institutions – including major banks, credit unions, trusts and other national and regional lenders, I have the tools to build a customized mortgage plan, with the features and options that meet your needs, whether you are:
– purchasing your first or next home;
– investing in property or buying a vacation/second home;
– refinancing to boost cash flow and drive down debt; or,
– looking at options for your mortgage renewal.

Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals.


Stay tuned for updates!


Varany from Rock Mortgage has been absolutely amazing! She helped myself and my wife get our first mortgage together at an amazing rate as well. She works extremely hard to ensure that her clients get the best possible rate and explains everything you need to know about your mortgage very clearly. We definitely needed this considering that this was our first time getting a mortgage. I would recommend Varany to anyone who is in need of a mortgage or is a first time home buyer. She works extremely hard for you and is always there for you when you have any questions! Thank you so much Varany for helping us out and we will be definitely coming back to you when we look to buy another home.
– V. Vijey

I am so delighted to write a review about Varany Sivathason from Rock’s Mortgage Company. I have nothing but amazing things to say about Varany. Firstly, she is incredibly knowledgeable, efficient and honest. Everything she handles is done professionally and she was very easy to reach. Additionally, Varany took the time to understand our needs, got back to every call and email, and kept us up to date every step along the way.

I realize that mortgage is her expertise which made us feel at ease with the whole the loan process. She took the time to explain and help us understand the options available. Overall, we had a great experience working with Varany and would not hesitate to use her services again in the future. For that reason, we highly recommend Varani and Rock’s mortgage team to anyone who needs help with their financial needs.

I would like to take this opportunity to thank Varany. I truly believe it was a blessing to have found her and made contact with her. We could not have be happier and would not think twice about recommending Varany to anyone.
– S. Kumar

From the moment Varany Sivathason and I connected, she has been amazing to work with. She’s a dedicated, professional and personable mortgage broker who will go the extra mile for her clients and do so with a great sense of humour. I felt like I was working with someone I’ve known for years! It was my first home purchase in a time when the rates were starting to go up. But no task was too challenging for Varany. She researched well, did her due diligence and got me the best deal. I appreciated the patience and understanding Varany showed me as we all have unique situations as home buyers. She has her clients’ best interest at heart and takes her job very seriously. She dedicates a lot of time and effort with her clients and handles each situation with a can-do approach. She was very responsive in our communication and I have never had to chase her down and if I had any doubts, she cleared it up for me with her wealth of knowledge. From my heart, I can say that I truly appreciate the time and efforts she took to patiently guide me throughout the entire process. I did not have to do anything extra as she took care of it all. I am grateful I had Varany as my broker as she smoothly handled the process from start to finish.
– Thushy S.

I had a great experience working with Varany Sivathason for a mortgage. Varany is very professional and knowledgeable. She has always been easy to reach whether it be through phone call, text, or email. She has her clients best interests at heart. I will definitely be using again and would recommend her to anyone who needs assistance with getting a mortgage.
– Arul Tharma

Varany is the absolute best to work with! At a time when we did not know if it was possible; she made the impossible possible! Her expertise in financial matters excels beyond measures. She truly goes the extra length to ensure all areas are checked with a big green check mark! Her personality and professionalism, makes you want to work with her. We want to thank her for aiding us with the purchase of our first home. We recommend this brokerage and agent to anyone who’s looking for an expert in mortgages! Forever grateful!
– Mathu Mitha

Varany Sivathason’s professionalism, knowledge, and service went above and beyond my expectations. I’ve dealt with several other banks in the past, and I always found the process frustrating. With Varany the process was simple, and the closing was done on-time. As a result of the exceptioanal service, I’m working with her on my other commerical and residential mortgage solutions. I highlty recommend Varany Sivathason to anyone for their mortgage service.
– Gobe Jeganathan